Full-time Employee Benefits

Medical Insurance – The City and the employee both contribute to a portion of the insurance premiums. Employee premiums are $30.35/pay period; employee & spouse premiums are $129.46/pay period; employee & children premiums are $113.92/pay period; employee & family premiums are $179.08/pay period. Premiums are taken biweekly through payroll. Premiums cover medical, dental and vision. 

Retirement - mandatory enrollment through Montana Public Employees Retirement Administration. All full-time employees participate in the Public Employees Retirement System (PERS) except Police and Fire.  Employee contributes 7.9% of gross pay to PERS; the City contributes 9.07%. Police take part in the Montana Police Officers Retirement System (MPORS). Employee contributes 9% of gross pay to MPORS; the City contributes 14.41%. Fire participates in the Firefighters Unified Retirement System (FURS). Employee contributes 10.70% of gross pay to FURS; the City contributes 14.36%.  Employees in all retirement systems are vested after five years of service. The City’s health insurance contribution of $361.39/pay period is added to gross pay for retirement benefits only - retirement contributions on the $361.39 are paid by the employee and employer, the $361.39 is then deducted from gross pay so it does not affect an employee’s hourly rate of pay.

Pension – The following unions have additional pension plans that the City contributes to; Teamsters, Laborers, Machinist, Operators, Plumbers, and Electricians.

Holidays – 10 days per year, 11 days on election years.

Vacation – employee accrues 4.62 hours per bi-weekly pay period; eligible for use after six months of employment.

Sick Leave – employee accrues 3.70 hours per bi-weekly pay period; eligible for use after 90 days of employment.

Life and Long-term Disability Insurance (full-time, non-union employees only) - employer provides $30,000 of life and accidental death and dismemberment insurance plus long-term disability insurance.

Longevity - union employees only (except Police and Fire) paid once per year in a lump sum in September:

$20/month after 5 years through the 10th year ($240)
$40/month after 11 years through the 15th year ($480)
$60/month after 16 years through the 20th year ($720)
$80/month after 21 years through the 25th year ($960)
$100/month after 26 years ($1200)

Refer to Police and Fire union contracts for details about Longevity payments.

Voluntary Benefits (optional):

• ASI FLEX – tax deferred plan for unreimbursed medical or daycare expenses.
• Mission Square and Nationwide Retirement- 457 tax deferred investment plans.
• Sun Life Voluntary Options - Voluntary Life Insurance, Accident, Critical Illness and Short Term Disability.