Employee Benefits
Employee Benefits
The City of Great Falls has Blue Cross Blue Shield as their health insurance and MetLife for dental and vision. One low premium pays for medical, pharmacy, dental and vision benefits.
Health Insurance
Health insurance is processed through Blue Cross Blue Shield of Montana. They have one of the largest networks in the state. They have over 75 years experience in the health care field and are one of the most trusted names in health insurance. The member services include customer advocates, web based tools, and apps so the member can get the most out of the plan.
To find out more about Blue Cross or to log in to get all the member benefits visit Blue Cross Blue Shield of Montana
Information about our compliance with the Transparency in Coverage Machine Readable Files rule through Blue cross Blue Shield is available for viewing.
Dental and Vision Benefits
Dental benefits are provided through MetLife. MetLife does not have a group of "in-network" dentists. Claims are paid the same coinsurance amounts regardless of the dentist. MetLife allowances are based on the 90th percentile, which means 9 out of 10 dentists are charging below the allowance. It is possible that if your dentist charges a higher amount you may be billed for the difference. Dental insurance cards are available at the HR office or can be downloaded at the website.
Vision benefits are managed through MetLife. They utilize all the VSP in network providers. Member services are also run through VSP. There is a large group of in-network providers. If you choose to visit an out of network provider you will need to pay the bill and then submit a clam through VSP to be reimbursed for the allowance offered by VSP. Vision insurance cards are available at the HR office or can be downloaded on the website.
MyPrime - Our Pharmacy Benefit Manager
Our PBM or Pharmacy Benefit Manager is MyPrime. There is valuable information regarding prescription benefits, prescription history, home delivery, drug lookup information, pharmacy locator and much more.
For benefit coverage or restrictions please check our Summary Plan Document. This listing is revised periodically as new drugs and new prescribing information becomes available. It is recommended that you bring this list of medications when you or a covered family member sees a physician or other healthcare provider.
Employee Assistance Program (SupportLinc)
Employees have access to an Employee Assistance Program (EAP) run through SupportLinc. They provides confidential support for everyday challenges, as well as for more serious problems. It's available around the clock anytime you need it. They offer assistance and support for all these concerns and more:
- Depression, anxiety and stress
- Substance abuse
- Workplace problems or conflicts
- Parenting and family issues
- Child and elder care
To find out more about what they have to offer call 888-881-5462 or visit SupportLinc.
ASI FLEX
Employees have the option of opening pre-tax Flexible Spending Accounts for medical and dependent care reimbursement through ASI Flex. They offer a debit card for medical expenses so they can be paid directly out of the account or you can send in claims that are already paid and be reimbursed. Visit the website to see what there is and to register for an account.
Voluntary Benefits
The City of Great Falls also offers optional benefits at group benefit rates through MetLife. These include Accident Insurance, Critical Illness Insurance, Short Term Disability and Voluntary Life and accidental death. These premiums are taken semi-monthly.
Visit MetLIfe to find out more information and to set up a personal account.
